Welcome to PayTogether
Welcome to PayTogether! We built this app to make splitting expenses simple and fair. This Privacy Policy explains how we collect, use, and protect your information when you use our website and app. PayTogether ("we," "us," or "our") operates the expense-sharing platform available at https://app.paytogether.io. If you have questions about this policy, contact us at privacy@paytogether.io.
Information We Collect
Information You Provide
When you use PayTogether, you provide us with:
- Account Information: Your name and email address when you sign up.
- Group and Transaction Data: Expense details you enter, such as descriptions, amounts, who paid, and how costs are split.
- Payment Information: When you subscribe to PayTogether Plus, Stripe (our payment processor) collects your billing name, email, and payment method details. We never see or store your credit card numbers.
Information Collected Automatically
Our app infrastructure automatically collects:
- Usage Data: How you interact with the app and which features you use.
- Device Information: Device type, operating system, and browser type.
- Log Data: IP address, access times, and pages viewed.
- Performance Data: Tools like Firebase Performance Monitoring and Crashlytics that help us identify bugs and improve stability.
Information We Don’t Collect
We do not collect or track:
- Your location or GPS data.
- Your contacts or address book.
- Demographic information beyond what you provide.
- Social media profiles or connections.
How We Use Your Information
We use your information to:
- Provide the Service: Create your account, store your groups and transactions, calculate balances, and generate settle-up suggestions.
- Process Payments: Handle PayTogether Plus subscriptions through Stripe.
- Communicate with You: Send important service updates, respond to your questions, and provide customer support.
- Improve the App: Analyze usage patterns to fix bugs, add features, and enhance user experience.
- Maintain Security: Prevent fraud, abuse, and unauthorized access.
How We Store and Protect Your Information
Data Storage
- App Data: Your account, groups, and transactions are stored in Firebase Firestore, a secure cloud database operated by Google.
- Authentication: Your login sessions are managed by Firebase Authentication.
- Payment Data: Billing information is stored and processed by Stripe; we never store payment card details.
Security Measures
- All data transmission is encrypted using HTTPS.
- Firebase provides encryption at rest for stored data.
- Access to your data is restricted through authentication and secure access controls.
- Only members you invite to a group can view that group’s transactions.
Data Retention
- Your data remains in our system until you request account deletion.
- Backup copies and system logs may be retained for a limited period as part of our infrastructure’s automatic processes.
- After account deletion, your data is removed from active systems, though backup copies may persist temporarily.
How We Share Your Information
We share your information only in these limited circumstances:
Service Providers
- Firebase/Google Cloud: Hosts our database, authentication, and app infrastructure.
- Stripe: Processes PayTogether Plus subscription payments.
- Vercel: Hosts our web application.
These providers access your data only to perform services on our behalf and are obligated to protect it.
Within Groups
Group members can see the transactions, balances, and participant names within their shared groups. This is core to how the app works. We don’t share your information across groups or with people you haven’t invited.
Legal Requirements
We may disclose your information if required by law, court order, or government request, or if necessary to protect our rights, your safety, or others’ safety.
No Advertising or Data Brokers
We do not sell, rent, or share your information with advertisers or data brokers.
Your Rights and Choices
Account Access and Updates
You can view and update your account information and transaction data directly in the app.
Data Export
PayTogether Plus subscribers can export their transaction data to CSV format.
Account Deletion
You may request deletion of your account and associated data by contacting us at privacy@paytogether.io. We’ll remove your information from active systems, subject to any legal retention requirements.
International Users
If you’re located outside the United States, your information will be transferred to and processed in the U.S., where our servers are located. If you have rights under your local privacy laws (such as GDPR in Europe), contact us to exercise rights such as access, correction, deletion, or data portability. We’ll respond to valid requests in accordance with applicable law.
Cookies and Tracking
PayTogether uses minimal cookies necessary for authentication and maintaining your login session (provided by Firebase Authentication). We do not currently use advertising or analytics cookies. If we add analytics tools in the future, we’ll update this policy and may provide opt-out options where required by law.
Age Requirements
You must be at least 13 years old to use PayTogether. If you are under 18, you must have permission from a parent or guardian before signing up.
Changes to This Policy
We may update this Privacy Policy from time to time. If we make material changes, we’ll notify you by email or through a prominent notice in the app. Your continued use of PayTogether after changes become effective means you accept the updated policy.
Contact Us
Questions about this Privacy Policy? Contact us at privacy@paytogether.io.
Last updated: October 10, 2025